The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. The Center for Responsible Lending's staff includes attorneys, researchers, and policy analysts in North Carolina, Washington DC, and California who study and report on predatory lending matters and monitor legislative and regulatory activity in state capitols and in the US Congress. The Center for Responsible Lending's work focuses on the mortgage, payday lending, credit card, banking and other industries, and has five main components:
Policy and Technical Assistance: sharing market and legal knowledge with advocates and policymakers across the country interested in reforming lending practices. For more information, please go to http://www.responsiblelending.org/policy/.
Research: producing research on predatory lending to inform policymakers, regulators, and others on its extent and impact. To review any of CRL's research reports or publications, please go to http://www.responsiblelending.org/research/.
Coalition-Building: supporting national and state organizations concerned about predatory lending.
Litigation: partnering with other advocates to advance predatory lending litigation and submitting legal briefs on key legal issues. For more information about CRL's litigation activities, please go to http://www.responsiblelending.org/policy/courts/.
Communications: promoting public awareness and providing a web-based archive of information for local legislators and advocates. For quick and current information, facts, and figures about predatory lending issues, please check out the Highlights and News Headlines sections of CRL's main webpage at http://www.responsiblelending.org/index.html.